High School Drop Out concerns

          According to a report from NPR, Of all the problems this country faces in education, one of the most complicated, heart-wrenching and urgent is the dropout crisis. Nearly 1 million teenagers stop going to school every year. The report goes on documenting the life and challenges of drop out teenagers. Johns Hopkins researchers have also labeled some public schools as dropout factories. Well the U.S. may not have a perfect education system but it is still one of the best in the world. Tax payers continue to invest millions in improving the school system, yet

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Credit Worthiness in America

        The real estate crisis has literally changed the meaning of credit worthiness in America today. Homeowners with excellent credit scores are shocked to learn that banks turn down loan refinance applications to save their homes. The common excuse for banks is they have to prioritize those who are in need of financial assistance. After all almost everyone is need of some type of assistance in this dire economy. While that may seem fair, banks have a poor system of identifying those who really are in need. Before a bank considers assisting anyone, a home

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Downgrade on Debt but not the Job Market?

        If congress doesn’t agree on increasing the debt ceiling, standard and poor’s, Moody’s and the rest of the credit rating agencies are threatening to downgrade the U.S. credit rating. The long and unending debates by congress has left Americans so confused, people just want to get this over with while the financial facts will be left a mystery. One party stresses the lack of resources to fund Social Security and other government operations while the other insists funds are still available to cover government operations. This can go on and on and on…. I for

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